Optimal conditions,
Maximum savings,
Peace of mind.
Binder Mortgages | Consulting and support in all areas of mortgages
Mortgages
One of the most important decisions you will make in your financial activities
Over the years, the dream of purchasing an apartment has become a real challenge for many families in Israel. High apartment prices require taking out heavy mortgages that constitute an increasing part of monthly expenses and the result – a reduction and decline in the quality of life. Changes in the economy such as rising interest rates, or constraints at the family level (employment, health, etc.) may affect the ability to repay the mortgage and jeopardize your investment.
Focused mortgage advice
The focused track provides a financial counseling session for saving on a mortgage that includes mapping needs, building a mortgage mix, and training in negotiating with banks. The focused counseling is suitable for home buyers or mortgage refinancers in the category of simple transactions who want to conduct themselves independently with the various entities.
Premium mortgage advice and support
The premium track provides financial advice for saving and building a mortgage mix and accompanies you hand in hand throughout the entire process: from mapping your needs, through submissions to the financing financial institutions, negotiating to obtain the best terms, and until you actually receive the money. The service includes communication with lawyers, appraisers and insurance companies, providing complete security throughout all stages of the process and a full professional response to problems and difficulties that arise in legal, regulatory, credit, financing, and other matters. Suitable for people who want VIP treatment, and is especially recommended for complex cases (investors, age issues, insurance refusals, multiple assets, debtors, overseas residents, kibbutzim, etc.).
Mortgage advice and support
A basic mortgage support track that provides financial advice for savings and building a mortgage mix that includes mapping needs, submitting applications to banks and financial institutions that finance, and negotiating to obtain the best terms, up to the signing stage at the chosen bank. The support provides a professional response to standard mortgage cases, provides optimal conduct with the banks, and creates financial savings and peace of mind.
about
Nice to meet you.
Meir Binder, Mortgage Advisor
Assists in consulting, management and support in all areas of mortgages, with special expertise in complex cases, including credit denials, overseas investments, legal complexities, and more. In addition, specializes in financial advice for moving to assisted living.
Whether you want to purchase an apartment for living or for investment, or if you own a property and are interested in refinancing a mortgage to improve the terms of your monthly repayments – I will help you make the best decisions regarding the mortgage path that is right for you, obtain the best terms for you from the banks, and resolve problems that may arise throughout the process. The result – savings of tens of thousands of shekels, maintaining quality of life and peace of mind.
The surefire way to a mortgage that works for you
Feel your dream home is getting farther away?
חוששים מהחזרים חודשיים שיורידו את איכות החיים?
נרתעים מהבירוקרטיה ומהמוקשים בדרך למשכנתא?
אתם לא לבד! לקיחת משכנתא היא אירוע פיננסי שישפיע על איכות חייכם לאורך שנים רבות. העדר הבנת עומק של התחום לצד עומס מידע ושינויים תכופים במשק, יוצרים חששות בדרך למשכנתא. כל טעות או לחלופין, כל הזדמנות שהתפספסה – עלולות לעלות ביוקר. ייעוץ משכנתא יסייע לכם לקבל את ההחלטות הטובות ביותר בתהליך לקיחת המשכנתא ולבצע התאמות נדרשות לאורך השנים באופן שיחסוך לכם עשרות אלפי שקלים, יסייע לשמור על איכות החיים הרצויה ויגביר את הביטחון הכלכלי והשקט הנפשי.
אם אתם לקראת רכישת דירה ראשונה, שדרוג דירה, רכישת דירה להשקעה בארץ או בחו"ל, או שברצונכם למחזר משכנתא קיימת כדי לשפר תנאים – אשמח לעזור לכם!
The key points in mortgage advice
Adapting the mortgage path to the needs and repayment capacity of the family unit
Obtaining the best terms with the funding body
Solving problems and challenges that arise in the process
The surefire way to a mortgage that works for you
Do you feel like the dream of your own apartment is getting farther away?
Are you worried about monthly repayments that will reduce your quality of life?
Are you discouraged by the bureaucracy and the pitfalls on the way to a mortgage?
You are not alone! Taking out a mortgage is a financial event that will affect your quality of life for many years. The lack of a deep understanding of the field, along with information overload and frequent changes in the economy, create concerns on the way to a mortgage. Every mistake or, alternatively, every missed opportunity - can be costly. Mortgage consulting will help you make the best decisions in the mortgage process and make necessary adjustments over the years in a way that will save you tens of thousands of shekels, help maintain the desired quality of life and increase financial security and peace of mind.
If you are about to purchase your first apartment, upgrade your apartment, purchase an apartment for investment in Israel or abroad, or if you want to refinance an existing mortgage to improve conditions – I would be happy to help you!
The key points in mortgage advice
Solving problems and challenges that arise in the process
Obtaining the best terms with the funding body
Adapting the mortgage path to the needs and repayment capacity of the family unit